Going through the process of applying for my HSBC bank account in preparation for my move. I'm probably going to opt for the Power Advantage account. I also have the option to apply for a credit card, which I would like to have.
However reading the terms and conditions it seems to suggest there is an annual fee for having a credit card.
Is it common in HK to have annual credit card fees?
Also, as there better options as opposed to HSBC for credit cards?
Will credit checking be an issue? If that is going to be the case, would it be advisable to get the HSBC credit card in the first instance?