We are soon travelling to Germany, so I said to my missus that we should get some money exchanged and her response was, we can covert about 1k HKD at the airport and for remaining needs we can always withdraw in Germany. Now, I know for a fact that airport changer is to be used only when one is really really really really and really very desperate, else avoid. Some of you who travel frequently, can you advise from where I should get HKD changed here in HK? Would that be a better option then doing EPS/atm withdrawls in Germany? I won't mind carrying a bit of cash for small expenses (for bigger spends I have visa).