I don't know a soul who uses Hang Seng but they sure have a lot of outlets for those of us who cannot do total online banking all the time.
Whether you are Powerv/Premier or just a current acct customer in HSBC the lines have become ridiculous.
Pls don't bash me for using the banks.
HSBC will not transfer money (check written from hsbc to hsbc) unless you stand in line in person. If you just drop it in, it takes a full 24 hours to have your money and I cannot always wait.